MCA litigation as a force for good

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You can help end child slavery.

Right now there are children in Haiti desperate for freedom. These children are called “restavek” and are isolated, exploited and abused. But there is hope. We are working with Restavek Freedom, a nonprofit dedicated to ending child slavery in Haiti in our lifetime.

By using Dedicated for your legal needs, you can help.

How? For every account sent through our proprietary legal scoring model and all nationwide legal services, we’ll help fund advocates within Restavek Freedom to work towards ending child slavery in Haiti.

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How to limit risk in a Merchant Cash Advance lawsuit


There has been increasingly high demand for contingency on MCA legal enforcement. Alternative Finance Companies want to work with third-party collectors who only get paid upon collecting the debt, in contrast to using tools like replevin that often bill hourly. Often, lenders don’t care if the money is collected voluntarily or through a merchant cash advance lawsuit.

Due to the competitiveness of the merchant cash advance market, alternative finance companies are willing to take on more risk in order to connect with guarantors. In doing so, lenders will agree to take a 2nd, 3rd, 4th, and even up to 7th and 8th lien position to an original cash advance, effectively ‘stacking’ the debt.

This debt stacking increases the risk of default by adding additional strain on the merchant’s bank account. The financier of the original cash advance may base risk on future receivables of the merchant, taking into account the cash flow of the business. If a second lender comes in and takes a 2nd lien position, it increases the risk profile of the first financier by taking a slice of the ‘future receivables pie’. This can happen without the knowledge of the first financier and is a known problem in the alternative finance industry.

With increased stacking happening in the alt finance industry, lenders are looking for ways to limit financial risk. Working with a third party that only gets paid when money is collected gives the collection agency as much of a stake in the transaction as the lender. Everyone needs the money collected in order to get paid—if the merchant is willing to pay. Read more

Food Truck for Hunger with Tiki Tim’s


Last Wednesday we partnered with Tiki Tim’s food truck to feed the hungry with a new event, Food Truck for Hunger. We invited the neighborhood offices to come out for a food truck lunch to build community and support a good cause. For every meal purchased at the food truck, we committed to donating 5 meals to Feed My Starving Children.

Tiki Tim’s brought their tropically-inspired, slow-roasted pulled pork with pineapple, jerk chicken, ginger slaw, fish tacos, and crab cakes (made with real crab!). Topped with hot sauce and their signature garlic cream sauce, the food would be an exciting alternative lunch option. A welcome variation from the standard Taco Bell and Burger King options. Hawaiian street food was coming to Roseville, and for a good cause.

The event was a huge success, with a line crisscrossing the parking lot during the entire two hours of lunch. We could watch the migration of supporters to Tiki Tim’s. People came from all the office buildings and businesses around Dedicated. We could even hear the buzz of excitement in the halls of our own office building. The camaraderie was tangible.

All in all, supporters purchased 133 lunches from Tiki Tim’s food truck. There were a lot of happy people and full bellies in Roseville! Plus, with 133 meals sold, we donated 665 meals to Feed My Starving Children. That brings our total this year up to 15,901 meals donated to Feed My Starving Children, and 29,623 meals donated since the inception of Dedicated.

We had a ton of fun and can’t wait to do it again. Eating good food with good people for a good cause. Good times!

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Move-In Day!

Move-in day at Dedicated! We are all so happy to be in our new office. A HUGE “thanks” to all of our client partners, our team, and everyone who has supported us! Read more

Dedicated to Serve at Feed my Starving Children


One of the things that all of us here at Dedicated love most about our company is our Dedicated to Serve program. Feed My Starving Children is Dedicated’s first of many volunteer nights out as a company. We had such a great time, and we are so thankful that everyone came out to serve. We continue to build a culture based on significance and success. Much more to come!